May 19, 2022
This position supports the Legal, Risk and Compliance Function, which develops and provides oversight of AML/CFT, Sanctions, Risk management, licensing and strategic compliance matters for us. Are you someone who is steeped in compliance, able to operate both as a sophisticated support for regulatory efforts but also a strategic thinker and able to operate in a fast moving, fast growing start-up with a strong culture of compliance?
As part of the Legal, Risk and Compliance team, you will play a critical role in proactively identifying, mitigating and blocking constantly evolving forms of fraud risk for Chipper and enabling Chipper’s growth. You will have a wide remit to support the UK/EU Head of LRC in reviewing and developing the business’ implementation and execution of Risk Management Frameworks, Policies and Standards.
Chipper Cash was founded in 2018 by Ham Serunjogi and Maijid Moujaled, with the aim to “chip away” at the problem of inaccessible financial services, a high population of underbanked consumers, reliance on cash for daily commerce and the difficulty of cross-border transactions. Today, Chipper Cash is connecting more than three million people in Africa, one transaction at a time with an easy-to-use mobile app that makes money transfers fast, secure and free. Whether it’s sending money home to support your family, running a cross-border business or paying local expenses, Chipper Cash saves time, saves money, and opens up new opportunities for Africans everywhere.
With plans for rapid expansion, the Chipper Cash mobile app is currently available to consumers and businesses in eight countries, including Ghana, Kenya, Rwanda, Tanzania, Uganda, Nigeria, South Africa and the UK. Headquartered in San Francisco, California with offices across the globe, Chipper Cash delivers fair financial services that make the lives of millions of Africans better in a small way, every day. Chipper’s mission is to unlock global opportunities and bring Africa together, one transaction at a time. Come join us. For more information, please visit our website: www.chippercash.com
Conducting and preparing investigations and reviews for sign off with required resolution
Place appropriate hold on accounts deemed with fraudulent activity. Track and document action taken in a timely and correct manner to provide a record of activity and meet audit and compliance requirements
Ensuring risk policy requirements are met, risks are being appropriately managed, accurately reported and escalated to both Senior Fraud Analysts and Fraud Manager as appropriate
Provide detailed due diligence reports and recommendations for each case and assist Senior Fraud Analysts with SAR preparation when suspicion has been reached
Consulting with the organisations business units on fraud prevention, trends and detection/response issues/questions
Assist the Senior Fraud Analysts with the end-to-end fraud risk strategy for new & existing products
Develop relationships and work with key partners across product, engineering, data science and business teams to effectively manage fraud risk programs
Minimum of three years experience
certification(s) from professional bodies relevant to the financial services sector
Investigation Fraud experience required ( Application fraud, First party fraud, Organised and complex fraud etc)
Experience in fraud reporting and MI
Ability to work in a fast paced environment together with experience operating in a second line role or corresponding control function in a Financial Services organisation
Broad knowledge of a consumer banking environment with a good understanding of Fraud Risks included schemes and identification methods as well as experience of Operational Risk
Be a self-driven, self-starter. We’re a dedicated, hardworking team collectively motivated by our mission and vision
Excellent attention to detail
Strong problem-solving ability
It is a plus if you have experience working in Fintech and liaising with regulators and internal audit staff, such as examinations, audit and reviews, document production, and issue responses
It is a plus if you are proficient in other languages
Have a global mindset. Even at our small size, we have a team that represents 10+ countries, and our global footprint of customers will continue to grow